Wednesday, July 29, 2009

Life Settlements - Opulen Capital

La Jolla, CA, July 29, 2009 --( In this tough recessionary market, senior citizens and investors alike are looking to reduce losses and risk exposures. Yet are all the decisions good ones?

Steve Ingles, Managing Partner with Opulen Capital, offers his perspective on investing and creating value in a recession. “Many investors are circumnavigating the traditional financial markets in lieu of alternatives that offer more stable returns on investment. The life settlements market is one such vehicle.” Opulen Capital has seen strong revenue growth over the past several years as investors and cash strapped customers have used their services.

Client representatives and investors worried about stability given the recent economic fallout can gain some comfort in the state of today’s life settlementsmarket. “Life settlements, once a maverick notion, have grown into a $20 billion industry and is still growing,” says Steve. “While the stock market is still experiencing wide swings in value, the typical return on investment for a life settlement portfolio falls within the 10 to 14 percent range.” A life settlement entails the sale of an unwanted or unaffordable life insurance policy to an investor, typically an investment bank, for a large amount of cash. This cash can then be used to pay off debt, eliminate mortgages, take a vacation, etc.

The life settlements industry comes with the additional security of regulations protecting both buyers and sellers. “With more investors entering the market, the viability of the industry is beginning to take form. And the unpredictably high returns that were once part of the industry – some as high as 150% on investment – have stabilized well, making this an attractive investment alternative in the current recessionary environment.”

That same stability creates an excellent market for retirees looking to gain additional capital in a hard market. Steve says “More investment advisors are recommending the life settlements market to their clients because of the industry’s record of return on life insurance policy investment. Policy holders receive a payout higher than their policy’s surrender value – 20 percent of the face value, compared to an average 4 percent surrender value – investment advisors can help their clients realize a larger lump-sum payment and a smarter alternative to surrendering their policies.”

About Opulen Capital:
Located in La Jolla, California, Opulen Capital is a specialized financial services firm focusing on products and services tailored for senior citizens. Opulen Capital is one of the leading firms offering Life Settlement opportunities for high net worth clientele. We leverage unrivaled experience and exclusive relationships in the life settlement marketplace to structure, obtain, and sell life insurance products to maximize cash profits for our valued clients. For more information, visit our website at or call Opulen at 877-OPULEN-1 (877-678-5361)
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Wednesday, July 22, 2009

Travel Spotlight : Pack your bags for a research adventure

Case Study: Success takes flight for Hawaiian Airlines
Facing a challenging market, Hawaiian Airlines looked to expand its online presence beyond search marketing. It worked closely with digital agency Razorfish to increase direct response metrics through greater brand awareness and loyalty.
AdWords Agency Blog: Travel Spotlight : Pack your bags for a research adventure

Tuesday, July 21, 2009

Document Type Declaration Tag

"Much of what constitutes a well-architected webpage is never displayed in the page itself. The contents of the tag are what you see in a browser. But a webpage consists of two major elements, the tag only being one. The content of the "body" tag are what you see in a browser. But a webpage consists of two major elements, the "body" tag only being one. The content of the "head" tag (and for that matter, the document type declaration (DTD), which precedes the "body" tag in the page’s code, is just as important for search engine optimization (SEO). It includes information about the page for the browser and the search engine to use. The quality of that information, even its presence (or lack thereof), can make a big difference in how a page gets ranked.

Bing Community:

Keywords, Probability & Abbreviated Thoughts

"Funny how the world revolves around keywords and key phrases these days and yet no one understands them!
So what's to understand? First off is getting to grips with the intent of the person behind the keyword or phrase. Search engines have been struggling with this for decades and very little progress has been made. The attempt to understand intent has led to personalisation, search engine logins, search histories and cookies the size of saucepans. Still the user's intent remains elusive, not just to those of us not benefitting from the data search engines are collecting - but also to the search engines themselves .

Keywords, Probability & Abbreviated Thoughts – Andy Atkins-Krueger – Guest Blogger - adCenter Blog - Microsoft Advertising Community:

Monday, July 20, 2009

Advanced Keyword Research

Some keyword research is surface-level, fire and forget type stuff. If you just need to see relative volume levels, then a basic keyword research tool is all you need. If, however, you want to really dive deep and get the full skinny on your keywords, I'd recommend having each of these data points.

SEOmoz | 10 Steps to Advanced Keyword Research

Wednesday, July 08, 2009

Official Google Blog: Introducing the Google Chrome OS

"Google Chrome OS is an open source, lightweight operating system that will initially be targeted at netbooks. Later this year we will open-source its code, and netbooks running Google Chrome OS will be available for consumers in the second half of 2010. Because we're already talking to partners about the project, and we'll soon be working with the open source community, we wanted to share our vision now so everyone understands what we are trying to achieve."

Official Google Blog: Introducing the Google Chrome OS

Wednesday, July 01, 2009

Twitter Blog: May The Tweets Be With You

Twitter Blog: May The Tweets Be With You
The ecosystem growing around Twitter is something we very much believe in nourishing and supporting. There are lots of really awesome services and applications out there like TweetDeck, TweetMeme, Tweetie, BackTweets, Tweetboard, and others that we absolutely love as do many users. However, as the ecosystem grows there is also the possibility that confusing and potentially damaging projects could emerge.